2016 Year End Newsletter & Outlook1

If MCS clients’ investments were treated as one large portfolio including their cash, on average clients gained 3.47%1 after fees this year through December 31, 2016. The range of individual client returns was from -0.01% to 6.66%. For comparison purposes, the S&P 500 Total Return Stock index earned 11.96%, and the Barclays Aggregate Bond Index …

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