MCS clients outperformed the dreadful stock and bond market results of 2022. Overall, client losses were minor with the potential to be easily recovered. For the full year 2022 (if MCS clients’ investments were treated as one large portfolio including their cash), on average clients lost 2.67%, after fees. For comparison purposes, the S&P 500 …
Investors have been battered as market indexes retreated to levels last seen in 2020. As MCS client year-to-date performance demonstrates (below), clients have significantly outperformed both stock and bond indexes. As my previous newsletter discussed, an investor-friendly era has ended, and a very unfriendly era is taking its place. My first objective is to keep …
Investors took a beating in the first half of 2022 and are now hoping, dare I say praying, that the worst is over. This newsletter assesses today’s risks to stock and bond markets and decision making in the context of the Margin of Safety principle. Year to Date Review For the first six months of …
The two-year Pandemic Relief Party (in the form of $5 trillion in fiscal stimulus1 and a Fed easy money policy) drove a stock, bond, and digital assets mania that is coming to an end. The word ‘transitory’ – initially used by central bank policy makers to describe inflation – now applies to the sky-high prices investors …
Portfolio stress testing is often sought in times of market volatility. Unfortunately, this often boils down to doing too little too late. In this blog we’re going to cover what stress testing a portfolio is, and when and why you should do it. What is portfolio stress testing? We’ve written about the definition of portfolio …
In this blog, we’re going to break down what fee-only financial planning is, and we’ll provide some examples of how a fee-only financial planner can help you. Equally as importantly, we’ll talk about what a fee-only financial planner is not, and some types of financial advisors to avoid. What is financial planning? As fee-only financial …
What is fee-only financial planning? (clear, easy definition) Read More »
In this blog we discuss the question of if living in Bend Oregon is expensive – from an insider’s perspective. Before we get started, we are financial advisors in Bend with clients located across the country. We’ve written the following blogs about financial matters in Oregon, please check them out if you’d like. Why are …
Insider’s take: Is living in Bend Oregon expensive? Read More »
Over the last few years we have seen and heard stories of a spike of people moving from California to Bend Oregon. As Oregon wealth advisors and long-term residents, here’s our take on why people are leaving California for Oregon, and what you should know about some important differences (income and estate taxes, legal) between …
Why are people moving from California to Bend Oregon? Read More »
The Pandemic Investomania enabled many, but not all, risk takers to prosper in 2021. With some smallexceptions, I declined to risk your money in an environment that has ranged from supremely overconfident toborderline insane. For the full year 2021 (if MCS clients’ investments were treated as one large portfolio including their cash), onaverage clients gained …
Here are sample scam letters. If you have received any of these letters, or have received a similarly fraudulent communication that is not included below, please refrain from responding to them, block the sender of the correspondence, and/or contact the appropriate agency. Scam letters arrive in a number of ways, whether it be through direct …
Contact MCS
Toll Free 800-525-8808
Phone 541-345-7023
750 NW Charbonneau St. Suite 201
Bend, OR 97703
79 Centennial Loop
Eugene, OR 97401
© 2021 MCS Financial Advisors, LLC. The information on this website does not describe every aspect of our investment advisory services nor does it contain all of our performance records, and it is intended for residents of the United States. Information provided is obtained from sources we believe to be reliable but is not guaranteed. Past results are not indicative of future performance. For more information, view our Form ADV Part 2 or our Privacy Policy. MCS Family Wealth Advisors® is owned by MCS Financial Advisors, LLC (MCS), an investment adviser registered with the United States Securities and Exchange Commission. We only conduct business where properly registered or exempt from registration.
