MCS team

2022 Third Quarter Newsletter & Outlook

Investors have been battered as market indexes retreated to levels last seen in 2020. As MCS client year-to-date performance demonstrates (below), clients have significantly outperformed both stock and bond indexes. As my previous newsletter discussed, an investor-friendly era has ended, and a very unfriendly era is taking its place. My first objective is to keep …

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This blog talks about what fee-only financial planning is.

What is fee-only financial planning? (clear, easy definition)

In this blog, we’re going to break down what fee-only financial planning is, and we’ll provide some examples of how a fee-only financial planner can help you. Equally as importantly, we’ll talk about what a fee-only financial planner is not, and some types of financial advisors to avoid. What is financial planning? As fee-only financial …

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2021 Year-End Newsletter and Outlook

The Pandemic Investomania enabled many, but not all, risk takers to prosper in 2021. With some smallexceptions, I declined to risk your money in an environment that has ranged from supremely overconfident toborderline insane. For the full year 2021 (if MCS clients’ investments were treated as one large portfolio including their cash), onaverage clients gained …

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