2017

Equifax Data Breach and Identity Theft

The recent Equifax data breach affecting 145 million records has been a sensational story. Equifax is one of the three credit agencies (Equifax, Experian and Trans Union) that track our most sensitive personal financial information, so the thought of cyber-thieves getting that information is scary. What, if anything, should you do about it? The first […]

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2017 Third Quarter Newsletter

Sequence of Return Risk This quarter’s update introduces the concept of Sequence of Return Risk and how this under-appreciated risk especially relevant in today’s market environment. If MCS clients’ investments were treated as one large portfolio including their cash, on average clients gained on 3.28%1 through September 30, 2017, after fees. The range of individual

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