Economy

California Crisis

Municipal Bonds Play Foil to State Budget Crisis MCS Financial Advisors has purchsed for its clients taxable and tax-exempt bonds from a diverse array of …

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The Tsunami Arrives

In my fall 2007 newsletter article titled “Moving to Higher Ground,” I wrote, “A major earthquake, in the form of the sub-prime mortgage crisis, has …

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Credit Markets Still Careening Around the Bend

Picture a vehicle careening around a hairpin turn on a steep mountain road, two wheels off the ground. Most Americans and Congress are in the …

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The Great Solvency Crisis of 2008

Isn’t this all one big crisis? In a word, yes. But the devil is in the detail, and so is understanding. In this article, I …

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Credit Markets Are Taking an Ominous Turn

As I prepared these comments, a large failure happened: IndyMac was taken over by the FDIC. Earlier this year, medium-sized ANB Financial, N.A. (Bentonville, Arkansas) …

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Perspective on the Bond Market Turmoil

These changes are unprecedented and will ultimately represent some excellent investment opportunities. Nevertheless, because the changes also impact your holdings you should know what to …

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Moving to Higher Ground

A major earthquake, in the form of the sub-prime mortgage crisis, has unleashed a tsunami that will engulf most residential housing markets and have significant repercussions …

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Michael Message-Outlook for 2007

As Spring peeks over the horizon and the days continue to lengthen, this seems a good opportunity to shed some light on the economic outlook …

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Selling Your Home in a Down Market

It’s over, finished, gone, and I’m not talking about the Thanksgiving Turkey. I am talking about the seismic shift in the real estate market.  What’s …

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The Investment Journey

Real Estate Poses Risk One of the ironies of the recent housing boom (boom is a kind word for rapid asset inflation that enriches investors …

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